Osceola McCarty, a washerwoman, saved diligently and amassed $280,000 by retirement, showcasing the importance of investing wisely for a secure future.
Highlights
💰 Osceola McCarty saved from a young age, demonstrating financial discipline.
🏦 She opened her first savings account at a local bank, marking a significant financial step.
📈 After decades of savings, she retired with $280,000, a remarkable achievement.
🎓 She donated $150,000 to scholarships for underprivileged youth, illustrating her values.
📊 Investing can yield significantly higher returns than just saving cash.
🏠 Various asset classes include equities, real estate, and fixed income, each with different risks and returns.
📉 Equity investments have historically provided the highest returns compared to other assets.
Key Insights
💡 Financial Discipline is Key: Osceola’s childhood lessons on saving instilled a lifelong habit of financial prudence, essential for building wealth.
📊 The Power of Compounding: Investing saved cash can exponentially grow wealth over time, as shown in the example of potential earnings from different asset classes.
🏠 Understanding Asset Classes: Different investment options offer varying risks and returns; equities have historically outperformed others like fixed income and gold.
🎓 Giving Back Matters: Osceola’s charitable legacy highlights that successful investing can empower individuals to contribute positively to society.
📈 Long-Term View on Investments: Patience and consistency in investing can lead to substantial financial security, as demonstrated by Osceola’s life.
🔍 Skill in Investing: Identifying profitable companies for equity investment requires knowledge and patience, reinforcing the need for education in finance.
🌍 Global Economic Factors: Economic events such as the Great Depression shaped financial habits and investment decisions, underscoring the impact of history on personal finance.
1. Risk and Return go hand in hand. Higher the risk, higher the return. Lower the risk, lower is the return.
2. Invest in securing your future.
3. The corpus you intend to buiid at the end of the defined period is sensitive to the return rate the investment generates. A small variation to rate can have big impact on the corpus.
4. Choose an instrument that best suits your risk and return appetite.
5. Equity should be a part of your investment if you want to beat the inflation in the long run.
Key Notes guys: 1. Risk and Return go hand in hand. Higher the risk, higher the return. Lower the risk: lower is the return.
2. Invest in securing your future.
3. The corpus you intend to build at the end of the defined period is sensitive to the return rate the investment generates. A small variation to rate can have a big impact on the corpus.
4. Choose an instrument that best suits your risk and return appetite.
5. Equity should be a part of your investment if you want to beat the inflation in the long run.
On multiple videos on varsity I noticed, the thumbnail for upcoming video and the varsity logo blocks the summary shared on the last slide. It defeats the purpose of having a summary slide. Request you to please fix this.
i am watching this video today, it was interesting BUT, in the last section when you said key takeaways are varsity's big logo and link to your other video poped big on screen let me read almost none of the "keytakeaways"
In this Video @4:00 Exactly, in excel "With Investments" I see 2,067,063 in first year itself. How is it possible If saving itself is 2,40,000 in that year ? Pls explain
I would like to know what one should do at the age of 41 and want to start investing in stocks and hardly saves 5000rs after expenses and other things managed.
Hello, I am not able to read the key takeaways properly because 1. you are placing the big varsity logo on the it.. which hides what's written behind it 2. the pop-up of next video.. makes it more difficult to read what's written behind. Kindly looking into it for better user experience. You are doing great work.
Thank so much for this content. I can sense the efforts which has been put into it. I feel sad for the views, but I’m sure these videos will blow sooner or later
Wonderful video on why need investment? Both theory and videos are amazing. Thanks Zerodha. One suggestion is kindly suggest a video after key take away slides in final few minutes.
42 comments
हिंदी मे करो इन वीडियो को
Hinde available
Want in hindi @zerodha
Trading and Investmenting are 2 different things
Please share the customer care email id for varsity
Summary
Osceola McCarty, a washerwoman, saved diligently and amassed $280,000 by retirement, showcasing the importance of investing wisely for a secure future.
Highlights
💰 Osceola McCarty saved from a young age, demonstrating financial discipline.
🏦 She opened her first savings account at a local bank, marking a significant financial step.
📈 After decades of savings, she retired with $280,000, a remarkable achievement.
🎓 She donated $150,000 to scholarships for underprivileged youth, illustrating her values.
📊 Investing can yield significantly higher returns than just saving cash.
🏠 Various asset classes include equities, real estate, and fixed income, each with different risks and returns.
📉 Equity investments have historically provided the highest returns compared to other assets.
Key Insights
💡 Financial Discipline is Key: Osceola’s childhood lessons on saving instilled a lifelong habit of financial prudence, essential for building wealth.
📊 The Power of Compounding: Investing saved cash can exponentially grow wealth over time, as shown in the example of potential earnings from different asset classes.
🏠 Understanding Asset Classes: Different investment options offer varying risks and returns; equities have historically outperformed others like fixed income and gold.
🎓 Giving Back Matters: Osceola’s charitable legacy highlights that successful investing can empower individuals to contribute positively to society.
📈 Long-Term View on Investments: Patience and consistency in investing can lead to substantial financial security, as demonstrated by Osceola’s life.
🔍 Skill in Investing: Identifying profitable companies for equity investment requires knowledge and patience, reinforcing the need for education in finance.
🌍 Global Economic Factors: Economic events such as the Great Depression shaped financial habits and investment decisions, underscoring the impact of history on personal finance.
In any sip calculator site I can't get how you calculate 4.27 crores by just investing 20000 per month someone plz clarify
studying this befofe entering cllg
Isn't it in hindi ?
Yes trust..🙄
Sir Hindi virsion me bhi daaliye
सर इस hinde me vidoe h kyo
Key Takeaways
1. Risk and Return go hand in hand. Higher the risk, higher the return. Lower the risk, lower is the return.
2. Invest in securing your future.
3. The corpus you intend to buiid at the end of the defined period is sensitive to the return rate the investment generates. A small variation to rate can have big impact on the corpus.
4. Choose an instrument that best suits your risk and return appetite.
5. Equity should be a part of your investment if you want to beat the inflation in the long run.
Very good initiative by zerodha
How to do video like this can any one explain me??
Hindi mein bolta bhai
Thankyou ❤
Nice
Key Notes guys:
1. Risk and Return go hand in hand. Higher the risk, higher the return. Lower the risk: lower is the return.
2. Invest in securing your future.
3. The corpus you intend to build at the end of the defined period is sensitive to the return rate the investment generates. A small variation to rate can have a big impact on the corpus.
4. Choose an instrument that best suits your risk and return appetite.
5. Equity should be a part of your investment if you want to beat the inflation in the long run.
SAVING INVESTED @ 12%. HOW DO YOU CALCULATE? WHAT IS THE FORMULA U HAVE CHOOSE?
PLEASE SAY.
Weird transition from the initial video and to the tutorial. Should have talked about the moral of her story before abruptly transitioning.
Hindi
हिंदी में भी बनाओ भाई
हिंदी में भी बनाओ भाई
Please Hindi language me upload kijie
Hindi me banate to acha raheta😢
On multiple videos on varsity I noticed, the thumbnail for upcoming video and the varsity logo blocks the summary shared on the last slide. It defeats the purpose of having a summary slide. Request you to please fix this.
Can't find the excel
Please Hindi me 😢
Can someone say where is the excel available?
dont know about stock market but Im sure I will learn english here😊
i am watching this video today, it was interesting BUT, in the last section when you said key takeaways are varsity's big logo and link to your other video poped big on screen let me read almost none of the "keytakeaways"
Can we learn basics of trading in zerodha varsity by seeing please reply please 🥺🥺🥺🥺
Thankyou zerodha for your great initiatives❤
I Will complete all the sllybus😇
hi Proteek,
Any stocks you recommend for long term with a increasing growth rate every year
In this Video @4:00 Exactly, in excel "With Investments" I see 2,067,063 in first year itself. How is it possible If saving itself is 2,40,000 in that year ? Pls explain
I would like to know what one should do at the age of 41 and want to start investing in stocks and hardly saves 5000rs after expenses and other things managed.
Hello, I am not able to read the key takeaways properly because
1. you are placing the big varsity logo on the it.. which hides what's written behind it
2. the pop-up of next video.. makes it more difficult to read what's written behind.
Kindly looking into it for better user experience.
You are doing great work.
Thanks and regards,
– Sriram Krishna Jajodia.
Thank so much for this content. I can sense the efforts which has been put into it. I feel sad for the views, but I’m sure these videos will blow sooner or later
7:56
Wonderful video on why need investment? Both theory and videos are amazing. Thanks Zerodha. One suggestion is kindly suggest a video after key take away slides in final few minutes.
Your key takeaway is covered? Please fix this. Thanks for a great class 🙂