@LabourLawAdvisor thank you for your videos. This one seems bit confusing as for salaried employees mostly have moved into new regime so no pretax thing except epf,nps. In case of ppf or nps investments it'll be pretaxed, could you please add content for new tax regime followers as well. Thank you. 🙂
The only purpose of this video is to show gullible people that PPF is better than mutual funds.. so many flaws in the assumptions – 1) 11% returns – how did you arrive at this magic number ? 2) As PPF is a tax saving tool, you are deducting 30% tax saving from even the investment amount. One should be clear on the purpose of these tools are different ! Many other factors need to be taken in consideration like old vs new regime, tax bracket, existing 80C, etc 3) why only 1.5 L per year, people would like to (need to) invest more. You cant compare apple to a cabbage. This is misleading and seems you are trying to market to the viewership segment who is not aware of equity schemes. If you are a finfluencer try to educate people with facts instead of misleading them
don't listen to these chamans. i know a lot of people who became crorepati just bu discipline mutual fund investors. most of them are/were salaried employees
Umm no, see only 1% earn above 3 lac per month india, that means you are in 30% tax bracket, but overall you are paying around 12-15% tax, so even after that mutual fund is better
Dude your monthly investment in PPF and MF should be same for comparison. Don’t make such videos if you don’t know what you are doing. You are playing with hard earned money of people ya.
no doubt this is stupid comparision, a wise man would not just pull off all his mutual fund saving just to pay tax, also you can buy real estate needed to save on tax,
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MF me pehle kaise tax lagega? Ye nahi samza. Plz explain
Liquidity left the chart.. 😅
ppf is best
For views in YouTube, why you mislead with change in monthly investments ?
How about including tax churning?
BJ?
Tax rat bhar, quality of life jhaat bhar
I have both now im getting 2 lakhs of interest in PPF without any tension
@LabourLawAdvisor thank you for your videos.
This one seems bit confusing as for salaried employees mostly have moved into new regime so no pretax thing except epf,nps.
In case of ppf or nps investments it'll be pretaxed, could you please add content for new tax regime followers as well. Thank you. 🙂
What about new tax regime.. kun si duniya me rehte ho yar
Sir MF mai pahle to koi tax hi nai lagta na….last mai capital gain ke time hi lagta hai, aur vo bhi 12.50 ke baad mai
Kya Buddhu bana rahe ho bhai next level ka…matlab logo ke L lagane pe lage ho…have some shame
How about EPF vs PPF
Mutual fund is far better than ppf….why are you calculating only 15 years….20/25 years sip is far far more better than ppf
What are you even saying ??
The only purpose of this video is to show gullible people that PPF is better than mutual funds.. so many flaws in the assumptions – 1) 11% returns – how did you arrive at this magic number ? 2) As PPF is a tax saving tool, you are deducting 30% tax saving from even the investment amount. One should be clear on the purpose of these tools are different ! Many other factors need to be taken in consideration like old vs new regime, tax bracket, existing 80C, etc 3) why only 1.5 L per year, people would like to (need to) invest more. You cant compare apple to a cabbage. This is misleading and seems you are trying to market to the viewership segment who is not aware of equity schemes. If you are a finfluencer try to educate people with facts instead of misleading them
don't listen to these chamans.
i know a lot of people who became crorepati just bu discipline mutual fund investors. most of them are/were salaried employees
Why you comparing MF with ELSS?
This analysis is also wrong. Now in old tax regime tax is higher so consider New tax regime only. Just for PPF people should not follow Old Regime
Pura chart hi galat samjhaya
You cannot get 1.5L exempted in 80C bcoz already there will be some PF amount , Term insurance which will deduct from 1.5L then remaining you can do
You are assuming the ppf and elss investment is under 1.5Lakh 80C, which is wrong… We are talking about investments and returns not tax saving…
Kindly study LTCG and STCG. Then you will come to know that this video is totally misleading.
Completely poor rational
But max investment in ppf is 1.5 lac only..Right?
Again wrong you did
12500 every month 11% interest rate. 5463400/-
2250000 is the amount required
Absurd calcution. Investing amount reduced to 8750 bu some hypothetical assumption.
Didnt expect that from LLA
ULIP is tax free and eligible for 80C and return is related to market like SIP.
The best available in market.
What if government decides to tax ppf at slab rates?
Thank you sir..
PPF mere liye sahi h
Again wrong. Why change the Monthly investment for MF ?? Keep it same.
New tax regime no 80C then better MF
Student k liye better hai kya ppf
Umm no, see only 1% earn above 3 lac per month india, that means you are in 30% tax bracket, but overall you are paying around 12-15% tax, so even after that mutual fund is better
With new regime of tax wapas banao
I think this is old video
Aj k time ki bat kro
Why there is a tax on 12500 in case of mutual fund and then LTCG on final amount? Not able to understand the double taxation
12500 ka 8750. Still don't understand ki mutual funds par "pehle" kyun tax lagega??
Dude your monthly investment in PPF and MF should be same for comparison. Don’t make such videos if you don’t know what you are doing. You are playing with hard earned money of people ya.
no doubt this is stupid comparision, a wise man would not just pull off all his mutual fund saving just to pay tax, also you can buy real estate needed to save on tax,