LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where …
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49 comments
▶soooooo… things got awkward in the postshow. I guess she sent me a like on Bumble a few weeks ago, and I rejected her 😅 watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/
Caleb would love the rules about withdrawing from superannuation in Australia
Moomoo sucks man
Comments eating up this bullshit personality. If you wanna know why Caleb is so frustrated, people like this want your pity, not your help. They'll make promises they won't keep because it's easier to comfort themselves than work through a problem.
Well, she isn't the most terrible guest you've had on the show. Finances aren't great but she seems like a good person.
i’ve watched more episodes than i can count, and i just despise all these participants
0 accountability
0 discipline
they just don’t give a f
I miss when we'd occasionally get a guest like this instead of the psychopaths and entitled babies that make the rounds today. I really hope she sorts this out. She seems like it sank in during the conversation just how fucked she is
I've never heard of a rent to own trailor spending 1200 a month for 30 YEARS.. insanity. That trailor will be more expensive than a regular house!! who rents to own a trailor with these conditions.
She has clearly been through some trauma. The endless apologies😢. She is trying to better herself. I’m rooting for you girl!
(Caleb, I could see you dating a gal like her ❤she is a doll)
Im definitely still at a zero but we've paid 7k of 14 on my cc this month, going to pay 5 more this month. After its down were moving onto my wifes 22k. I think itll happen in less than 2 years.
Does everyone in Texas drive an Altima or Maxima?
Typical case of women with no instruction are headed for self-destruction
whoever asked for the date should pay for the date imo
Don't purchase a house with someone you're not married to.
Like 50 Cent said, “Who pays on the first date is the person whose idea it was to go on the date” 😉
Children in relationships
My first car was a 94 Altima and I loved it.
Average nissan altima driver
Caleb is toxic. He uses blaming, shaming, guilt tripping tactics with his guests. This is manipulative and abusive.
Thankfully my first car was already paid off, but I lost it in Hurricane Helene and now I have a car payment 😭
This mahfucka knows exactly why people get upset at how he conducts himself towards guests. It's entertainment and he's an entertainer. Provoking a reaction is the whole game.
June 2021. Tornado hit us. Blew out my back windshield. Got glass and water everywhere. 167 dents. Got dents and window repaired. Cleaned daughters carseat really well. Still running well
50/50 does not make sense when a partner is making 2-3x as much as you. Someone having to cover say $2,000 in expenses each month will be much more difficult for a person with a $40k salary vs $80k+. If a partner wants you to contribute the same amount in dollars when they make double your salary or more, find someone else
I’ve always hated having high credit card debt.
To be fair, it racked up after being laid off (twice) and starting a side business (photo/video), which is slowly starting to make income.
Almost done paying it off & thanks to what I learned from this show, I’ll NEVER put myself in that position again.
764 credit score, $10K in my Roth, and living in my dream home sitting on nearly 7 acres in the forest with mountain & lake views.
Life is good, if you’re smart about the way you live & work hard for it.
More work = less time to spend money
Starbuck is trashh every time i see a payment arghh
“I don’t wanna feel like that”
THEN STOP SPENDING LIKE WHAT ARE YOU TALKING ABOUT!! Take accountability
I wonder if she could move back in with her parents for a while, still contribute to the house expenses but she would be able to save a little bit more. Good luck, girl!
I want you two to go on a date <3
I really appreciate that caleb always encourages therapy, education, and gym memberships. This show isn’t about money but helping set people up to have the resources to determine who they want to be.
Watching this channel has really made me want to be better about my finances. I budgeted for the first time last night, and I calculated that in 19 months I’ll be able to pay off all of my debt. I’m about to go out and get some spray paint for my nightstand that I’m repainting. And then I started to get a craving for a chocolate croissant. I know there’s a coffee place that makes them, I know I now want to go get one. I found some Pillsberry croissants in the fridge, and put some Nutella inside them and baked them for 12 minutes. It’s not exactly the same, but it’s hitting the spot. Very proud of this workaround I came up with!
H2O wireless is also a good phone service it is 18.00 with auto pay and uses the AT&T towers. I used it for a few years, it worked just fine.
Was Caleb shooting his shot saying he pays on the first date after telling her that's who she should find 😂
Hey I have a question about the Hammer FInancial Score;
I live in Europe and my boss pays towards my retirement, does that count for anything in the test?
Also got some student loans against 0% interest, would that change the score?
This episode is crazy its like he's talking to me
Does the money they pay cover cost of trailer and the site fee.
Would a personal loan not have been a good choice for her? Her behavior would need to change, of course, but that would give her a single monthly payment and only one interest rate to worry about vs a bunch of credit cards with close to 30% interest rates. That’s what I would personally do in her position
there has to be more with the relationship aspect because i find it hard to believe (don’t get me wrong she could be 100% telling the truth) that he would put a job over her or they couldn’t even attempt long distance??
I love that you never judge anyone for what type of job they are doing as long as they are trying to do something!!❤
Really, pet insurance? Better to invest this money instead of making the insurance companies rich.
Maintenance is on new and old cars… they all have fluids that do need to be changed so often and most new cars (not all) but they have break in fluids for things like diffs transfer cases that kinda thing so they have to be changed earlier then normal the first time
A bankruptcy is not a 10 year death knell. Calling debt collectors is a thing, they have discretionary power to settle. They are human beings, if you talk nice, they play fair. They really appreciate people who are willing to face the music.
In January 2012, I married someone who had a 6 month old bankruptcy. They worked through the black marks on their credit slate. It took 2 and a half years to be able to qualify for a 250k loan on a home, they worked it like a job. We were team drivers and lived on a semi for 18 entire months before getting our first apartment, but we were choppin’ tall cotton TOGETHER, in way less than ten years.
Caleb is right, sacrificing is an absolute essential in the equation. But the possibilities are endless if you are determined to do the right thing….God blesses our obedience…and stealing is disobedience.
This show gives me so much anxiety. How people can live with so much over their head ill never know. Keeps me motivated not to create debt and save. So greatful i have no debt 😅
I can’t resist these thumbnails and now it’s my whole algorithm
37:00 Yeah. Please. Hydrate.
☠️
My bank of america 'insights' tell me how much I spend Vs. What I bring in and my spending trends
Wait… trailer thing is 30k… and they pay 1200 a month for 30 years??? That thing should be paid off in less than 5 years, which would still be over double the price!!
At 17 I found out I had Graves disease, hyperthyroidism and a goiter and I was septic at one point when I was 18. I was sick continually for 2 yrs due to poor decision making on my parents front. I had a total thyroid removal at 19. I took 1 week off of work from Lowes for the surgery. Had it done on a Wednesday had wed, Thurs, Fri off and already had the weekend off, by Monday my ass was back to work with a horrific looking cut on my neck. If I can do that, graduate while sick, work, and even become a cna after having my surgery. IF YOU WANT TO YOU WILL. ITS ALL ON YOU. I WORKED MY ASS OFF AS A YOUNG WOMAN THAT IS STILL TODAY SICK ASF FROM THE COMPLICATIONS FROM BEING SICK SO LONG. DO BETTER FOR YOURSELF.
Caleb:$3800
Her: 😮 $3000
Me: No $4000