My Intentional Spending Tracker (free) – https://nischa.me/intentionalspendingtracker In this video we discuss four of the main …
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My Intentional Spending Tracker (free) – https://nischa.me/intentionalspendingtracker In this video we discuss four of the main …
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29 comments
👉🏽 My Intentional Spending Tracker (free) – https://nischa.me/intentionalspendingtracker
Best way to buy a car. Ask your mom or girlfriend to buy a car, have them pay for the gas, insurance and maintenance. Great video for mom or girlfriend to watch, thanks.
Anyways someone has to buy a new car right ! Otherwise there won't be any used finally!
Living in the United States means you need a car to get to places, the public transportation system does not compare to Europe.
You should have considered the opportunity cost of the down payment (deposit) for the three options, even if it does not change the final decision, as it is the same for all options. Additionally, the lease option is not accurate because the monthly payment should include interest. You might assume that the dealer bears the financial cost, but under no circumstances would shareholders allow that.
Umm what about a bank loan 6.1% ?
The best and most informative 9 minutes I've ever spent online. Thank you so very much.
There is no one right answer. So many things to consider per person situation. But think of this millionaires never use their own money to pay for things.
Great explanation of how to look at financing the purchase of a car. I’m 68 and other than buying a motorbike on hp way back in my youth I’ve always paid cash as you can or could ( not so easy now) negotiate a better price, Retired now and no longer fortunate to have a company car so useful to have this knowledge if I decide to replace my trusty 2012 Audi with something newer! Thanks again.
Who can afford a £30000 car not your average buyer
This is soo funny, lol
The best way to buy a car is t o buy what you can afford. No loans no lease.
U can buy out in the lease, u can pay the remaining residual value
Great video…but am I not right in saying your first part about hp interest rate is wrong….I think you mentioned 11% over 3years but would this actually not be 11% per year Apr…..and a total of around £7650 interest each year taking total price £37650…..
I've always gone the route of "If it appreciates, buy it. If it depreciates, rent it"
Very interesting, thanks 🙏
The best option is to buy a cheap 3 year old car with warranty.
Looks nice. Sounds nice. Can she make bake?
Best pay for it cash . . 2nd bank loan.
Go to the bank and borrow from them.
Excellent vid. A beautiful and intelligent woman who would do well to buy elocution lessons to increase her presentation value. RP would transform her proposition.
Oh no! Vocal fry has crossed the Atlantic. Sorry, Nischa, I just can't listen to ittttttttttt
Best explainer video ever thank you
The is anther option and that buying at 0% but your would need to give 30% deposit and this will nominally be for 3 or 4 years
Buying brand new will depend on the particular brand, some deprecate more then others
Excellent presentation – very clear. I normally buy cars from new and pay cash, but I've recently come to the conclusion it might be better to buy a demonstrator with about 5K miles on the clock and pay cash for it. One thing you didn't mention is that if buying electric it might be better to change car more often as the technology for EVs is changing rapidly, and you might want to take advantage of that.
You are a very talented beautiful woman
If you're buying a brand new car, without a business number to be able write it off on tax, youre silly.
Buy 2nd hand, buy japanese petrol engined car, put some money away for possible repair. Enjoy