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30 comments
I’m 22 years old, just graduated college and living at home. I’m putting back 25% of each paycheck into my 401k and just opened up a Roth IRA. I have my individual stock account, but I’m now gravitating towards ETFs more with my ROTH. My question is should I pull back on my 401k contribution and reinvest that into dividend stocks or invest more into my Roth? Or should I save for a house? I plan on moving out of state within a year and would love advice on this!
Robinson Jeffrey Garcia Sandra Wilson Jason
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.
A wise person knows that building wealth requires wise dividends investments and proper knowledge or guidance in the financial market. The stock market offers opportunities to maximize profit,but executing effective transactions requires skill and expertise. How can I invest $200K wisely to secure my future?
Robinson Cynthia Wilson Laura Thomas Eric
What do the big player's do?… Warren B. Owns, Coke, McDonald's, and MANY more solid dividend paying stocks. You must also own growth/non dividend stock. There is a balance. Plus there is something nice about seeing money appear into your brokerage account.
One of the most briIIiant investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann on CNBC. Indeed, A solid investment strategy is like a well-planted tree—it can withstand storms and still grow strong
So many bots in the comments YouTube needs to fix this. Always trying to promote some nonsense account manager
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for…
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
you can pull your original investment out of a roth IRA tax free…you just cannot pull the capital gains out tax free early
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I've admired top investors' ability to build wealth through savvy investments. Now, with $230,000 in hand, I'm weighing my options. Should I invest in stocks and potentially benefit from economic growth, dividend income, and diversification? Or should I wait for a more favorable market?
Hall Cynthia Wilson Amy Garcia Sharon
I've got some money and would like to Invest in stock market or some advise.
Lopez Kimberly Jackson Helen Brown Susan
A true dividend stock is a REIT, BDC, CEF, Etc.,General Motors is not what I would invest in for the dividend. And don't understand his fixation on mutual funds, unless you want historically poor returns.
Dave “paid cash” for his real estate😂
I strongly disagree. I started late with dividend investing and as long as you do your due diligence then it pays well. Starting at 28 and investing 15% could land you $900 a month by the time you're 60.
Gonzalez Jennifer Clark Joseph Johnson Timothy
Jones William Perez Jeffrey Hall Richard
Dave is wrong here. You can infact withdraw contributions from a Roth ira penalty free.
Dividends from the stock market got me into investing. What’s important is that with smart investments, you can live off dividends without selling your stocks. This can also benefit your kids by giving them a financial head start. I’ve invested over $600K in dividend stocks and am still buying more, especially as prices drop.
I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money?
Aren’t mutual funds more expensive
So this is shockingly terrible advice from Ramsey.
Ramsey: "You can not pull money out of a Roth without being taxed" – FALSE: You can pull out 100% of your CONTRIBUTIONS ONLY tax free if you really needed to.
Ramsey: "Passive income, you've been reading too many websites" – FALSE with a caveat: Although true, do reinvest your divedends. However for the caller, married filing jointly, with less than 94K earned for 2024, he could recieve long term capital gains on QUALIFIED divedend payments ONLY, tax free before retirement age.
That last part is extremely important and if you did not understand please do your own research.
Honestly, this situation makes me feel uneasy, especially with the Fed cutting interest rates by 50 basis points. It signals deeper economic concerns, and I'm uncertain about my $130K investment strategy, particularly with the possibility of not just a recession, but a potential depression.