▶We bring in his girlfriend into the post-show to confront their combined financial insanity… he gets on her for being bad, but he has hidden all his spending and debt from her… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply
▶Go to https://invideo.io/i/CalebHammer and use code CALEBHAMMER50 to get twice the number of video generation credits in your first month!
What I want Caleb to do is when someone comes in saying they are a 4+ when they are actually a 1- Have them describe what a 1 or 0 would look like. Cause having maxed and over on all the debt and needing to go into debt to pay utilities cause the debt payments take up too much sounds really bad to me. Yet apparently that only a little bit bad, so what in their mind does really bad look like? Homeless? Do you need to be homeless before you think you're in a bad spot?
Fun money? WTF, in this economy no one can afford fun money. Maybe get yourself a 40 or two on your day off because we all have to work 6 days a week now.
Sometimes I think Caleb goes a bit far when ripping into his guests, but not this time. This guy came in here with such an arrogant opening statement about being different and knowing his numbers, only to be proven wrong so many times. Go for it Caleb!
Im from Europe – and my fu… State slashes basically 50% of my Loan in a year. I literally work 6 months a year only for a state for basically nothing NOWADAYS – without the 50% Tax i would earn the same as this dipsh… would. And i had to "work for that" 15 years also in the Tech Industry
Seeing his Numbers and how bad he is with his finances – just makes me angry.
I worry for Caleb that one day he is really gonna have a stroke from stress cause he really does feel for these guest more than some of them for themselves
I was 30k in debt at the start of the year. I am down to 6k and just took on a lucrative job. I am looking to be debt free by the end of the year and start that emergency fund!
I could not imagine being in the credit card debt all these people have. The thought of maxing out credit equal to or over an unstable yearly income is not what I would label living my best life or having fun. On the other hand, having a year of income in savings feels very good. What's funny is the constant argument that going out to eat or getting coffee is not why people can't afford to live but it absolutely is a detriment when 50% of your monthly income is spent on that bs, or even worse, you put that crap on your credit card and can't even pay it off.
Idk why’s everyone hating. He’s actually decent. No kids, no 1000 dollar door dash, and he actually tries. Just he should fuckin focus on one trade and chill on tech. I am still using my 2014 MacBook Pro. They don’t need upgrading.
I'm gen x. I'm debt free. I own a house. We never leaned on our parents to support us. We worked 40 to 60 hours a week . We had very little raises. We budget and did without.
I have a question. I have a student loan with a payment of $300/month but currently have negative equity. I also have a car loan at 5% and a couple of 0% loans that total about $1300 in payments. I have the ability to pay one or the other off and am curious how you would go about it? I am thinking about paying off the car and loans because then I save $1300 a month and a few thousand dollars remain in the bank account. If I pay off the student loan, I only save $300/month and am nearly out of cash. My thought is to pay off the car and the loans and put that $1300 towards the student loan at which point it wouldn't be going backwards and then pay off the student loan once I have enough money and some extra for emergencies. Does this sound like a sound plan or would paying off the student loan first make more sense?
vaping is bad guys!…….shouldnt be said by an overweight guy. its his hubris and "im 100% right" that pisses me of sometimes. i know thats the joke of the show but bro needs to step back sometimes. i dont like or think vaping is good but its a very minor health risk. unlike Caleb hammering down some pies which IS a bad thing
Schools need to be teaching kids about finances! Out of all 12 years of school I literally only took one class, personal finance, and they only gave us it for a quarter semester. They basically just taught us how to write a check and that the IRS is bad. Kids need to know these things! My parents are terrible financially and they were not able to teach me anything and now I’m 30 years old trying to figure everything out. Like this is what should be taught in schools instead of critical race theory!!
Schools need to be teaching kids about finances! Out of all 12 years of school I literally only took one class, personal finance, and they only gave us it for a quarter semester. They basically just taught us how to write a check and that the IRS is bad. Kids need to know these things! My parents are terrible financially and they were not able to teach me anything and now I’m 30 years old trying to figure everything out. Like this is what should be taught in schools instead of critical race theory!!
"Needed" a Mac Studio cause his 2018 Mac was slowing down… Dude I am a programmer still rocking a 2014 MBP. I do not use this computer for my day job programming but it does do all of my side jobs I need. You did not need a Mac Studio… you're not even using it.
40 comments
▶We bring in his girlfriend into the post-show to confront their combined financial insanity… he gets on her for being bad, but he has hidden all his spending and debt from her… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply
▶Go to https://invideo.io/i/CalebHammer and use code CALEBHAMMER50 to get twice the number of video generation credits in your first month!
What I want Caleb to do is when someone comes in saying they are a 4+ when they are actually a 1- Have them describe what a 1 or 0 would look like. Cause having maxed and over on all the debt and needing to go into debt to pay utilities cause the debt payments take up too much sounds really bad to me. Yet apparently that only a little bit bad, so what in their mind does really bad look like? Homeless? Do you need to be homeless before you think you're in a bad spot?
Fun money? WTF, in this economy no one can afford fun money. Maybe get yourself a 40 or two on your day off because we all have to work 6 days a week now.
Is he doing onlyfans with his cute ass or naw? I get the vibe he plays with things on twitter
The Masculine Urge to have Caleb yell at you for being financially irresponsible
Very misleading video title
Sometimes I think Caleb goes a bit far when ripping into his guests, but not this time. This guy came in here with such an arrogant opening statement about being different and knowing his numbers, only to be proven wrong so many times. Go for it Caleb!
That’s how my hair looks after a five hour motorcycle ride when I take my helmet off..
“They didn’t lie, I’m informed about it” 💀
Skibidee toilet sus gyatt Ohio no cap frfr
Im from Europe – and my fu… State slashes basically 50% of my Loan in a year. I literally work 6 months a year only for a state for basically nothing NOWADAYS – without the 50% Tax i would earn the same as this dipsh… would. And i had to "work for that" 15 years also in the Tech Industry
Seeing his Numbers and how bad he is with his finances – just makes me angry.
Dude looks like he walked in from the Dr. Stone anime….
Caleb has a stressful job.
whys bro on grindr with a girlfriend?
I worry for Caleb that one day he is really gonna have a stroke from stress cause he really does feel for these guest more than some of them for themselves
I'll be honest here, I understand what you were saying UNTIL the dry erase board.
I was 30k in debt at the start of the year. I am down to 6k and just took on a lucrative job. I am looking to be debt free by the end of the year and start that emergency fund!
Bro is cocky as can be and is an entry level sales person that I used to hire in DROVES lol
😂😂😂 im 30 and i have no credit cards , have no debt because i always pay my shit never have i ever took a loan or anything .
im also married , have 4 kids and i still pay my shit and have a fall back amount to use when needed
I could not imagine being in the credit card debt all these people have. The thought of maxing out credit equal to or over an unstable yearly income is not what I would label living my best life or having fun. On the other hand, having a year of income in savings feels very good. What's funny is the constant argument that going out to eat or getting coffee is not why people can't afford to live but it absolutely is a detriment when 50% of your monthly income is spent on that bs, or even worse, you put that crap on your credit card and can't even pay it off.
Idk why’s everyone hating. He’s actually decent. No kids, no 1000 dollar door dash, and he actually tries. Just he should fuckin focus on one trade and chill on tech. I am still using my 2014 MacBook Pro. They don’t need upgrading.
Kaleb just laying into this poor guy for every small movement xD the lip schmacks really heightened his senses
Dude said for him to take a drink of water because he’s a lip smacker. 😂😂😂
51:33
I'm listening at 2x speed and I was not prepared 🤣🤣🤣
I'm gen x. I'm debt free. I own a house. We never leaned on our parents to support us. We worked 40 to 60 hours a week . We had very little raises. We budget and did without.
Caleb, how do you come up with the video titles? I love them!
I told my dad about your account because I like the Youtube shorts but I didn’t realize you did the corny titles 😭
Caleb cooked this guy 😂
I felt really called out during the pen section lmao.
this guy loves expensive stuff
Thank you for trying to get the lip smacking down; I can’t stand it. I wish there was a way to dampen that sound on the mic. So many people do it…
Thanks to your show, I have made the decision to delete all the food delivery apps from my phone 🎉
What pet insurance does Caleb recommend?
I have a question. I have a student loan with a payment of $300/month but currently have negative equity. I also have a car loan at 5% and a couple of 0% loans that total about $1300 in payments. I have the ability to pay one or the other off and am curious how you would go about it? I am thinking about paying off the car and loans because then I save $1300 a month and a few thousand dollars remain in the bank account. If I pay off the student loan, I only save $300/month and am nearly out of cash. My thought is to pay off the car and the loans and put that $1300 towards the student loan at which point it wouldn't be going backwards and then pay off the student loan once I have enough money and some extra for emergencies. Does this sound like a sound plan or would paying off the student loan first make more sense?
That schizo whiteboard illustration did not help lol
41:25 🐭forty-four!!!!!!!! 😂😂😂😂
vaping is bad guys!…….shouldnt be said by an overweight guy. its his hubris and "im 100% right" that pisses me of sometimes. i know thats the joke of the show but bro needs to step back sometimes. i dont like or think vaping is good but its a very minor health risk. unlike Caleb hammering down some pies which IS a bad thing
Schools need to be teaching kids about finances! Out of all 12 years of school I literally only took one class, personal finance, and they only gave us it for a quarter semester. They basically just taught us how to write a check and that the IRS is bad. Kids need to know these things! My parents are terrible financially and they were not able to teach me anything and now I’m 30 years old trying to figure everything out.
Like this is what should be taught in schools instead of critical race theory!!
Schools need to be teaching kids about finances! Out of all 12 years of school I literally only took one class, personal finance, and they only gave us it for a quarter semester. They basically just taught us how to write a check and that the IRS is bad. Kids need to know these things! My parents are terrible financially and they were not able to teach me anything and now I’m 30 years old trying to figure everything out.
Like this is what should be taught in schools instead of critical race theory!!
"Needed" a Mac Studio cause his 2018 Mac was slowing down… Dude I am a programmer still rocking a 2014 MBP. I do not use this computer for my day job programming but it does do all of my side jobs I need. You did not need a Mac Studio… you're not even using it.