Ma'am your calculation is wrong. Premature FD withdrawal penalty 1% is only on total acquired interest, not on capital amount. That means it would be 400 to 500 only depending upon use of interest. I don't think it's 4000.
But what about when restrictions on withdrawals are imposed by RBI in Bank when the Bank is in very bad position.. You will get 5 lakh plus interest but when remains questionable. Many customers of such Banks are waiting for restoration of withdrawal limit.
Gather proper knowledge before doing such videos. For ex if ROI is 6% per year and 4% for 6 months. And you have done an fd for an year which you want to close it lets say after 6 months . 1% penalty would be applicable on the tenure of the fd you actually kept, not on an year. That means you actually kept fd for 6 months whose ROI is 4 . So 4-1 that's 3. It's not 6-1, 5.
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Ma'am your calculation is wrong. Premature FD withdrawal penalty 1% is only on total acquired interest, not on capital amount.
That means it would be 400 to 500 only depending upon use of interest. I don't think it's 4000.
pls delete your misleading channel
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You should expose banking system first… If you have deep and real knowledge of banking 😂, bogus CA
Kaun se bank me 2 sal ke badh FD rate 5 percent se 9 percent ho gya….kuch bhi bna do
It is very risky be safe
Airtel ki sim to leni hi padegi😅
Guys invest your fd money only in Govt banks like indian bank pnb bank or other bank of govt do not invest In private banks or partner banks
But what about when restrictions on withdrawals are imposed by RBI in Bank when the Bank is in very bad position.. You will get 5 lakh plus interest but when remains questionable. Many customers of such Banks are waiting for restoration of withdrawal limit.
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Airtel app se fd ,q kuch paiso ke liye yeh sab aap kar rahi ho mam
Gather proper knowledge before doing such videos.
For ex if ROI is 6% per year and 4% for 6 months. And you have done an fd for an year which you want to close it lets say after 6 months . 1% penalty would be applicable on the tenure of the fd you actually kept, not on an year. That means you actually kept fd for 6 months whose ROI is 4 . So 4-1 that's 3. It's not 6-1, 5.
Gather proper knowledge
Most of your videos are misleading
Major fault here. RBI's DCGC only cover Schedule banks. Not every bank.
Paid promotion please unsubscribe her😢😢😢
If u take loan interest will be on reducing amount whereas in fd you will get interest on appriciated amount…. Don't mislead people
Wrg advise.. paid advertisement
Sponsored video. Stop fooling the public for own benefit.
पोस्ट ऑफस में 7.5% रेट पे 5 साल की FD करना बैटर हे , बैंक बंद हो सकता हे पोस्ट ऑफिस नहीं,
Bekar ki bat mat suniye 5 lakh ka insurance amount RBI se lene mai chappal ghis jayega…
New India coop bank ke sath jo ho raha hai
Interest is haram for Muslims, and not benificial in actual for any society
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Why did you even put the money in FD at 5% interest when inflation is 5.5%
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Didi me education loan le raha hu 30L ka to mujhe 40k ka interest dena padegA monthly?? 🤔🤔
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Ayye muje chakkar aa gye
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Mam ye batao aap mujhe loan lena h , kya ring app or Google pay se lena shi rahega