If you’re ever injured in an accident, you can check out Morgan & Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545
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Having a court house wedding was the best decision my husband and I made. We then got to have a debt free honeymoon and a savings right at the start of our marriage.
They don’t wanna pay rent because somebody else’s getting rich off of the rent but yet they’re paying a credit card that’s 21 to 29% that’s about the dumbest thing that I heard
I said it once and I’ll say it again this is what happens when you listen to them “Grant Cardone” like financial influencers. You end up hustling backwards.
10:04 For anyone confused on what kind of home they have, they likely have a mobile/ manufactured home. They are preassembled homes that you can transport to a location and build a “skirt” around the base of the home/undercarriage with bricks,wood panels, or other material.
I'll be honest , I have watched your videos for a long time , these are by far the worst and dumbest people I have seen so far on your show , I honestly had to pull over to finish it cause I said damn these people are so stupiddddddddd…
This is so painful. They could have qualified before he got married for a usda construction loan for the property if it was a rural enough area at 4.85%
He married a 20 year old because he’s a child. A girl his age wouldn’t even look at him because he immature. Poor girl could pay off most the debt why selling his useless toys but he whines instead and wants his weekend ride while they struggle. What a loser
He's a truck driver and only makes 2,400 a month!? I made half that amount in 1 week when I was a truck driver. What the hell? He is a lazy driver, or he works for a cheap company. He should and could be making double that amount every month.
Ohhhh my gosh, taking out a 20+ percent interest to pay off 0% cards…. My heart sunk. They need to financial literacy classes combined with this audit. They seem like nice people; I wish them the best.
They seem way too fixated on the minimum payment rather than the interest rate. But then they want to refinance a 15 mortgage instead of 30? That makes your payments much larger. With a 30 year you can usually pay more and shorten the term if you are able without being locked into the larger 15 year payment.
Honestly they shouldnt have consolidated. The dirty way would be to let all that bullshit default and use a debt relief company to have lawyers act on their behalf and negotiate the debt down and stop them from getting sued.
Honestly that would be a viable option because…..30 percent?? Holy monkey.
The husband is so selfish. She pays off his debt, he doesn't put the house in her name, and he won't sell his "toys" even though that's what would be best for the both of them.
“It’s cute I like it” you are living in a shoe box… imagine with kids! And then they say they want to refinance YET…. it literally restarts their loan 🙄 they are ignorant
46 comments
If you’re ever injured in an accident, you can check out Morgan & Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545
▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month.
▶And don't forget to watch Dave Ramsey and I make out in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Having a court house wedding was the best decision my husband and I made. We then got to have a debt free honeymoon and a savings right at the start of our marriage.
A lot of this seems to come from paying for a wedding. Stop throwing big weddings when you can’t afford it people!
They don’t wanna pay rent because somebody else’s getting rich off of the rent but yet they’re paying a credit card that’s 21 to 29% that’s about the dumbest thing that I heard
I bet you in about a year or two they’re gonna have to file bankruptcy or they’ll be divorced
How is someone so dumb and simple-minded
Bothers that tha man this show is my new favorite pass time
Eveytime i feel stupid i see this episode and it makes me feel better 😊
My math teacher Carlos?!
I said it once and I’ll say it again this is what happens when you listen to them “Grant Cardone” like financial influencers. You end up hustling backwards.
They need to do the Dave Ramsey plan , keep it simple stupid for lack of a better term.
10:23 pretty sure they are talking about a modular home?
New subscriber here. This is great content.
10:04 For anyone confused on what kind of home they have, they likely have a mobile/ manufactured home. They are preassembled homes that you can transport to a location and build a “skirt” around the base of the home/undercarriage with bricks,wood panels, or other material.
I'll be honest , I have watched your videos for a long time , these are by far the worst and dumbest people I have seen so far on your show , I honestly had to pull over to finish it cause I said damn these people are so stupiddddddddd…
"Am I gunna DIE?!? 😧" – Caleb Hammer
29:25 bro nutted
This is so painful. They could have qualified before he got married for a usda construction loan for the property if it was a rural enough area at 4.85%
They’re going to use this video in a finance class in the future. It’s everything you ShOuLd NoT do.
I don’t even know man. That’s is rough, that is really rough. 21% personal loan to pay off 0% ain’t mathing
He married a 20 year old because he’s a child. A girl his age wouldn’t even look at him because he immature. Poor girl could pay off most the debt why selling his useless toys but he whines instead and wants his weekend ride while they struggle. What a loser
He's a truck driver and only makes 2,400 a month!? I made half that amount in 1 week when I was a truck driver. What the hell? He is a lazy driver, or he works for a cheap company. He should and could be making double that amount every month.
🎉🎉🎉
Ohhhh my gosh, taking out a 20+ percent interest to pay off 0% cards…. My heart sunk. They need to financial literacy classes combined with this audit. They seem like nice people; I wish them the best.
Followup on this will be a horror show, calling it
They seem way too fixated on the minimum payment rather than the interest rate. But then they want to refinance a 15 mortgage instead of 30? That makes your payments much larger. With a 30 year you can usually pay more and shorten the term if you are able without being locked into the larger 15 year payment.
I could not find the patience to deal with people like this. 🤯
Can you audit the US government? And insult congress to their faces?
These two didn't learn basic maths in school…
Man wish we could see whats happened since then. I would hope this changed their perspective. But idk, hard to believe.
I’m pretty sure they’re describing a prefabricated home, and they just have it on blocks because they don’t build a foundation.
The foundation is post and pier.
Prefabricated house?
They seem extraordinarily dumb.
45:38 caleb was about to break that mic stand
Honestly they shouldnt have consolidated. The dirty way would be to let all that bullshit default and use a debt relief company to have lawyers act on their behalf and negotiate the debt down and stop them from getting sued.
Honestly that would be a viable option because…..30 percent?? Holy monkey.
Hes a truck driver making $2400 a month??? Someone is taking crazy advantage of him
So painful to watch! Thank god you make me laugh otherwise I wouldn’t be able to hang in til the end.
If you have a CDL and you make $2,400 a month find a better job. I know city drivers who are making that weekly
When i heard "it's on bricks," i instantly thought "it's a fucking trailer home. They put a trailer home on three fucking acres, dear god."
It's a modular house
The husband is so selfish. She pays off his debt, he doesn't put the house in her name, and he won't sell his "toys" even though that's what would be best for the both of them.
"I see a path forward" ok buddy
@1:11:06 System malfunction 😂😂
Is it called modular homes?
“It’s cute I like it” you are living in a shoe box… imagine with kids! And then they say they want to refinance YET…. it literally restarts their loan 🙄 they are ignorant