▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.
I live off of what she pays for in rent a month. this woman is like th highest earner besided boogie or that valk twitch chick that hes interviewed isnt it?
She doesn't make anywhere near that. She is a cosultant. She has 0 job for long stretches, and than 1 giant payment maybe every 3 months. Anyone who would hire this person as a consultant should watch this video and think twice.
Please stop acting like your job is so stressful and crying about you “just wanted a nice day.”. You make YouTube videos and earn a ton of money from it. You probably work 20 hours, at most, a week to make it happen.
That said, love the show and appreciate the help you bring others. Please just stop complaining like a b***h about doing audits. Other people’s debts aren’t really ruining your day.
She would be so much better off filing bankruptcy and rebuilding over the next 5 years rather than spending 20 years and her retirement trying to pay all this off. Holy moly.
Waiting until the end to mention a payday loan you're paying $128 a day on is…something. Gotta have an ejector seat ready at this point, just launch them out of the studio. Jesus.
Why wouldn’t she file bankruptcy? Because a big chunk is student loans? Such a weird take. Reducing from $400k to $50k or whatever would be life changing for her.
Here's how this will play out: Step 1 Bankruptcy. Step 2 find lawyer who will negotiate her IRS debt down to 50-60 cents on dollar. Step 3 find institution (that will be easy) that will pay both irs and lawyer. Step 4 that institution will be starting point for this cycle to start all over as some credit card company will see income, limited current debts and open her a card. As for Student Debt. Enjoy eating and swallowing that US Taxpayer.
I'm hoping to land a better position within my company. It's a big pay raise . I'm preparing myself to not go stupid . I need to spend the next year or two to pay off everything i owe and save a lot more.
these episodes are the worst b/c all 3 components of equation are broke. It doesnt MATTER what she makes, she is going to spend that PLUS more, and the real kicker is she is indifferent on paying it back. If she can great, and if she can't well sorry to everyone who's rates are higher to cover people who default. Worst part is she is smart and is well aware of her situation and knows it's wrong, but her selfish wants at time of purchase trumps everything else.
I think it's important to have these older guests on to see that you can't make bad financial decisions for 30 years and hope to make up ground from 50 to 60 and retire. You have to start young because retirement at a reasonable age is going to be an absolute pipe dream if you don't.
Lately this show has gotten so repetitive. Find different kids of debt. Teach the viewers something along with the guest. It's always the same over and over and I'm guessing it's hard to find anything lately other than just dumb debt but find us some victims of 2008 financial crisis who never got back up
Lack of boundaries is a big factor for a lot of guests…feeling compelled to say yes to friends, family, institutions like the church, etc. Knowing deep down they can't afford it but wanting to be generous. Learning to set boundaries and say no (even to oneself) goes a long way
I plan to retire at 62 in another country outside the US that is free, safe and very cheap with a high quality of life. I could fully just rely on only my SS if I wanted to when that times arrives but I'll also have at least one pension, a 403 (b) and a very prolific Investment account with my Tracy Britt Cool Consulting my FA. Retiring comfortably in the US these days is almost impossible. I honestly don't understand why people don't move to another country when they get older in retirement. It seems everybody has excuses for almost anything to not take action to better their situation.
I would be so curious to see an episode with someone in an MLM. But they are usually not transparent with what they earn, and if they get out of one MLM they go into another one. But I would be sooo interested to see what they really make, and how they have to purchase their own products to keep their status
47 comments
▶I confronted her entitled BRAT daughter in today's post show… she put up a fight, but someone needs to stand up to her- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
▶Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.
She pays more just in interest in a month than I spend in a year. She might even pay more in interest in a week or two than I spend in a year.
Hello Caleb, finally found a canadian high yield savings account! Putting 10k right in there 🙂
17:40 just seeing "Interest charged +$550.29" A MONTH sends shivers…
I feel bad for her son, but in the end he’ll come out miles ahead of his mother and his sister.
I live off of what she pays for in rent a month. this woman is like th highest earner besided boogie or that valk twitch chick that hes interviewed isnt it?
I’ve been watching this show for years. This episode made me nauseous and sick to my stomach.
32:05. Caleb removing his glasses to read clearly 😩😩😩🤣🤣🤣
She doesn't make anywhere near that. She is a cosultant. She has 0 job for long stretches, and than 1 giant payment maybe every 3 months. Anyone who would hire this person as a consultant should watch this video and think twice.
Please stop acting like your job is so stressful and crying about you “just wanted a nice day.”. You make YouTube videos and earn a ton of money from it. You probably work 20 hours, at most, a week to make it happen.
That said, love the show and appreciate the help you bring others. Please just stop complaining like a b***h about doing audits. Other people’s debts aren’t really ruining your day.
Caleb the Hammer of God!!
She would be so much better off filing bankruptcy and rebuilding over the next 5 years rather than spending 20 years and her retirement trying to pay all this off. Holy moly.
This episode proves you don't need to be smart to make a high income 😂😂😂
400,000 in debt, 20+ years to pay off and makes over 180k a year
I pay for ZERO memberships here on youtube but as much as I watch financial audit this is gonna be a good channel to invest in🤣 absolutely hooked
Waiting until the end to mention a payday loan you're paying $128 a day on is…something. Gotta have an ejector seat ready at this point, just launch them out of the studio. Jesus.
Is it weird watching these episodes is almost therapeutic?
Churches are fine if you pause tithing, or you can tithe you time and talents. I hate when tithing is misconstrued.
She’s so beautiful
let me just say. she is absolutely stunning, i hope i look like that when im 50
Why wouldn’t she file bankruptcy? Because a big chunk is student loans? Such a weird take. Reducing from $400k to $50k or whatever would be life changing for her.
Caleb moves in on a MILF – you have really nice eyes BTW 😂😂😂
These vids are to long..
Here's how this will play out: Step 1 Bankruptcy. Step 2 find lawyer who will negotiate her IRS debt down to 50-60 cents on dollar. Step 3 find institution (that will be easy) that will pay both irs and lawyer. Step 4 that institution will be starting point for this cycle to start all over as some credit card company will see income, limited current debts and open her a card. As for Student Debt. Enjoy eating and swallowing that US Taxpayer.
I'm hoping to land a better position within my company. It's a big pay raise .
I'm preparing myself to not go stupid . I need to spend the next year or two to pay off everything i owe and save a lot more.
I think bankruptcy is the way out of this one…
these episodes are the worst b/c all 3 components of equation are broke. It doesnt MATTER what she makes, she is going to spend that PLUS more, and the real kicker is she is indifferent on paying it back. If she can great, and if she can't well sorry to everyone who's rates are higher to cover people who default. Worst part is she is smart and is well aware of her situation and knows it's wrong, but her selfish wants at time of purchase trumps everything else.
She's soooo pretty 🤩. I know I know the show is about finances, but omg she's pretty
I think it's important to have these older guests on to see that you can't make bad financial decisions for 30 years and hope to make up ground from 50 to 60 and retire. You have to start young because retirement at a reasonable age is going to be an absolute pipe dream if you don't.
Not gonna lie, Cutco knives are pretty awesome. But I only have a few because they are fairly expensive.
If she tithes 10% before everything, I'm guessing she's LDS
I never comment however the $815 minimum payment actually made me GAGGGG
I didn’t know the credit card apr can be that high
Lately this show has gotten so repetitive. Find different kids of debt. Teach the viewers something along with the guest. It's always the same over and over and I'm guessing it's hard to find anything lately other than just dumb debt but find us some victims of 2008 financial crisis who never got back up
This lady is a COMPLETE IDIOT! She’s unbelievable! I truly think she loves her debt.
As Dave Ramsey would say, the first step is to stop the bleeding. She needs to CUT out this credit card spending!!!
Does Caleb ever give like real advice for normal people to get ahead
Lack of boundaries is a big factor for a lot of guests…feeling compelled to say yes to friends, family, institutions like the church, etc. Knowing deep down they can't afford it but wanting to be generous. Learning to set boundaries and say no (even to oneself) goes a long way
I plan to retire at 62 in another country outside the US that is free, safe and very cheap with a high quality of life. I could fully just rely on only my SS if I wanted to when that times arrives but I'll also have at least one pension, a 403 (b) and a very prolific Investment account with my Tracy Britt Cool Consulting my FA. Retiring comfortably in the US these days is almost impossible. I honestly don't understand why people don't move to another country when they get older in retirement. It seems everybody has excuses for almost anything to not take action to better their situation.
Not surprising that an entitled brat of a woman raised an entitled brat of a daughter
I would be so curious to see an episode with someone in an MLM. But they are usually not transparent with what they earn, and if they get out of one MLM they go into another one. But I would be sooo interested to see what they really make, and how they have to purchase their own products to keep their status
Caleb hitting on the milf for the win
A church charging money to teach the word of God is a disgrace… Jesus would be flipping tables right there.
You don’t get the excuse of being a “single mom” if you are just divorced with spilt custody.
Bankruptcy won't fix behavior. She needs automation. And a small spending distribution.
An $8,000 debt minimum is INSANE. This woman is BROKE broke
My eyebrows almost flew off of my head when she revealed the payday loan. A PAYDAY LOAN. And she makes almost $200K a year?!?!?!